We hope you are enjoying all this glorious sunshine!  Long may it continue ….

A possible cloud on the horizon (hopefully only metaphorically speaking!) is that 31 July date is looming.  This is the date when many people have to make a second payment on account to HMRC.  If you think you earned less this tax year than last tax year, it may be worth getting your tax return in early and filed before the end of the month, just in case it will mean a lower payment.

Also, please be aware that there are still a huge amount of fake emails purporting to be from HMRC regarding unsuccessful submissions and inviting you to click on a submission link.   Don’t be tempted to do so.  Just delete the email.

And finally …. have a great summer!